BUSINESS CONCEPTS
These are provided as concepts to demonstrate the application of the “Mauri Model”, and as a creative outlet. If you have any ideas you would like to gift to the project please used the Contact Us form or our socials (links at the bottom of the page).
BUSINESS CONCEPT #304 - TAI TOKERAU MUTUAL KIWISAVER FUND
Generate a concise, high-impact "Lean Business Plan" (1–2 pages) that validates a business concept and provides a clear operational roadmap.
Tai Tokerau Mutual is a regional, community-owned investment fund that repatriates Northland’s KiwiSaver wealth to finance high-yield, negentropic local projects. We serve the people of Te Tai Tokerau by transforming passive retirement savings into active "Impact Capital" for housing, energy, and food sovereignty.
The Problem: Northland’s estimated $3.8 billion KiwiSaver pool is currently subject to "Capital Flight," managed by offshore fund managers who invest in global equities with no local benefit, while our region suffers from a lack of affordable housing and infrastructure.
The Solution: A regional "Community-Saver" model that allocates 40% of its portfolio to direct Northland impact assets—such as solar farms, build-to-rent social housing on Māori land, and high-value horticulture—plugging the "Leaky Bucket" and keeping wealth circulating within the region.