BUSINESS CONCEPTS

These are provided as concepts to demonstrate the application of the “Mauri Model”, and as a creative outlet. If you have any ideas you would like to gift to the project please used the Contact Us form or our socials (links at the bottom of the page).

Indigenous Ekonomia, Financial Sovereignty, Regenerative Economics David Hovell Indigenous Ekonomia, Financial Sovereignty, Regenerative Economics David Hovell

BUSINESS CONCEPT #303 - BANKING ALTERNATIVE & ENERGY-BACKED CURRENCY

Te Au Rawa Mutual is a member-owned, negentropic financial institution that repatriates Northland’s wealth to fund local regenerative infrastructure. It utilises the “Ngaohu”, an energy-backed currency pegged to geothermal enthalpy, to ensure financial sovereignty and regional resilience.

The Problem: Northland suffers from "Capital Flight," with approximately $3.8 billion in KiwiSaver funds invested offshore by Australian and Auckland managers, providing zero benefit to the local housing or job markets.

The Solution: Te Au Rawa Mutual creates a "Circular Financial Ecosystem" by keeping deposits and interest within the region, utilising the Ngaohu currency to bypass debt-based fiat inflation and anchor value in the Ngāwhā geothermal field.

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